Category: Universal credit

Pre-Paid Funeral Plan Providers To Be Regulated In July

Pre-paid funeral plans are used by many people to cover the cost of funerals, they operate by paying money received either by instalments or lump sum payments to a funeral plan provider chosen by the customer. The funeral plan provider then invests the money paid into an insurance policy or an independent trust fund.

Pre-paid funeral plans are available to buy at most funeral directors in the UK.

Although the conditions of pre-paid funeral providers vary essentially the plan that is purchased should cover the full cost of a funeral paid for and should also fulfil the plan holder’s final wishes for any funeral arrangements.

Who regulates the funeral plan providers.

The current established regulator of funeral plan providers is the Funeral Planning Authority (FPA). However not all funeral plan providers are registered with the FPA. There is a list at: Funeral Planning Authority, Prepaid funeral plan providers.

Registered members must follow the FPA’s Rules and Code of Practice.

When are the pre-paid funeral providers to be regulated?

The Financial Conduct Authority will start to regulate providers that provide and arrange pre-paid funerals from 29 July 2022. 

From July all providers must apply to the FCA for authorisation. The FCA provides a list which shows the status of each providerThey also provide a list of existing providers who will not be applying for authorisation or have withdrawn their applications: providers who will not be authorised.

It’s vitally important to check these lists before purchasing a pre paid funeral plan.

What will happen once the funeral plan providers are regulated?

From 29 July 2022 all funeral plan providers must be authorised by the FCA. Any providers that aren’t authorised will be committing a criminal offence if they even attempt to sell or administer a funeral plan contract. This is because they won’t be able to deliver the plans that have been paid for.

Once regulated any complaints that are made may be referred to the Financial Ombudsman Service.

The FCA saying ‘We want to make sure that you have access to the Financial Services Compensation Scheme (FSCS) from the first day of regulation, so your money is protected if the firm fails.’ 

In July the FCA will introduce a range of measures to protect the consumer which will include a ban on pre-paid funeral companies from cold calling potential customers.

Why the need for regulation?

Safe Hands pre-paid funeral plans went into Administration in March 2022, upon doing so they withdrew their application for FCA authorisation in February. Safe Hands was at one time registered with the Funeral Planning Authority but is no longer included in the FPA list of Prepaid funeral plan providers.

When Safe Hands pre-paid funeral plans went under administration its understood that they had approximately 46,000 plan holders. Because Safe Hands aren’t within the ombudsman’s jurisdiction they are unable to help any customers of Safe Hands Plans Limited.

At the time of writing the administrators estimate that the process of realising assets and issuing partial repayments to plan holders will be a significant undertaking. Thus being so it will take some time to complete. 

Is there any help for the customers of Safe Hands customers?

To help the plan holders the administrators will contact plan holders directly. if necessary for them to make a claim they will provide details of how to make a claim and what you can claim for.

Any plan holders that have paid any or of their funeral plan instalments via a credit card or have paid fully via credit card may be entitled to register a claim with their credit card provider under s75 of the Consumer Credit Act 1974.  

What Dignity PLC can do to help.

Dignity plc is one of the UK’s largest providers of funeral plans. They have sent a plan to the administrators that would allow them to cover some of the pre-paid funeral plans and will offer any support thats urgently needed to help families to find any solutions that will hopefully provide a solution so that any customers won’t be left without anything in place.

Economic Secretary to the Treasury, John Glen, expressed his gratitude to Dignity for stepping in “to provide funerals on behalf of Safe Hands’ customers in the immediate period after the firm entered into administration” and agreeing to do that “for a further six months”.

What you can do.

If you have purchased a pre-paid funeral check who you purchased it from. If you find that you have purchased it from Safe hands then follow the advice given above to see if you can get any of your payments back.

It’s despicable that vulnerable people and their families have been treated in this manner, hopefully the regulation in July 2022 will prevent this from happening again.

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A huge thank you to everyone that has and does support my blog and campaign, I’m truly grateful and I couldn’t do this without you.

Energy prices expected to rise by £830 to £2,800 in October.

The current price cap, which is set to rise in October, is £1,971 a year which was already a £693 rise (54%) from the previous cap six months earlier.

Ofgem chief executive Jonathan Brearley told the Business, Energy and Industrial Strategy Committee that in October it will increase to “in the region of £2,800”.

With this announcement comes the question of how people are going to be able to afford this extortionate price increase.

Already we are seeing thousands of people unable to use their gas and electric because they can’t afford it, no longer is they’re going to be a choice of heating or eating, they won’t be able to do either.

Whilst campaigners such as Martin Lewis are questioning the government as to how the public are going to cope, their words fall upon deaf ears and are ignored by the government that clearly appears not to care.

The truth is that we are dependant upon being able to heat our homes. It’s essential to have an electric supply to get by on a day to day basis, especially if disabled and have additional needs. Being forced to live in cold dark homes puts people at a very high risk of becoming ill or even dying.

It makes no difference how much you can budget and save when every penny is having to be spent on the ever increasing energy prices, although the likelihood is that bills won’t be paid because of a lack of ability to do do.

Not only will this affect the consumer it will also affect the energy suppliers that are dependant on their customers paying their bills to continue trading. I suspect that many more will be forced to shut therefore leaving both the consumer and the economy in a very precarious position.

The truth is that yet again the obscene energy price increases are yet another devestating choice that’s been made by the government. It’s pretty obvious that they don’t care how the average person will suffer and what a detrimental affect this will have to the public and to the economy.

It’s a ticking time bomb waiting to explode and something has to give before we start to see the serious ramifications of the ever increasing energy costs. I and others predict that thousands are at risk of becoming seriously ill or dying. We must do everything that we can do to prevent this from happening.

Please read, share and tweet my blog posts, its essential to raise awareness and doing this really helps to do so.

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A huge thank you to everyone that shares and supports both my blog and campaign. I really couldn’t dp this without you.

DWP To Be Given Power To Arrest Universal Credit Claimants

In a recent report by Benefits and Work the Department for Work and Pensions (DWP) will be giving their officers the power to mass-request bank data more efficiently to enable them to conduct more spot-checks to see if people are committing benefit fraud..

The new powers to be given will enable DWP officers to make arrests, execute warrants, conduct searches and seize evidence themselves instead of informing the police and involving them.
This will allow the DWP to dish out civil fines similar to those issued by HMRC even if a case does not make it to court.


It is estimated that approximately two million claimants will face having supposed fraud cases dredged up and to be given fines for fraud even if they’re not convicted of a crime. New and existing claims could be flagged as being potentially suspicious over five years.


It is believed that Conservative ministers will be perceived to be appealing to their voter base because at the time of writing no timetable for these new laws has been made. It’s likely to take at least a year for these plans to commence. Many of these planned new powers will need an Act Of Parliament and is thought that if these plans are to commence they will be introduced from May 2023 at the earliest.

The proposed benefit fraud crackdown will have the potential to save the government £670m a year.

Giving DWP officers the power of arrest for supposed benefit fraud even if a case doesn’t make it to court has the potential to persecute innocent claimants is extremely worrying . For many years now I’ve assisted claimants in supposed benefit fraud meetings, the majority of which showed absolutely no evidence of fraud being committed.

I found these meetings to be yet another way for the DWP to intimidate and harass claimants and I have no doubt that if I hadn’t been able to represent these claimants they would have falsely been accused of fraud and would have faced their benefits being stopped or greatly reduced.

Given the fact that that benefit overpayments were estimated to be approximately £8.3bn in 2020/21 many of which were errors made by the DWP and not claimants, accusing them of fraud as a result of this would be totally wrong and immoral.

Claiming Universal Credit is already difficult and demeaning punishing claimants for being guilty before being found to be innocent. To allow DWP officers these powers would add to the pressure that claimants already feel whilst not knowing if their benefit advisor will report them for potential fraud which could result in their payments being reduced or stopped.

I suspect that the real reasoning behind these new proposed powers is yet another way for the government to save money whilst putting the well-being of the poorest and most vulnerable at risk.

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Many thanks to Benefits and Work for once again being the inspiration for this article.

Are you interested in joining a group of likeminded people for solidarity and maybe some campaigning? You can’t go wrong if you join Disabled People Against Cuts (DPAC). They have lots of local branches that you can join.

Head over to https:manchesterdpac.com to find out more.

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Lloyds bank Foundation Warns Against Unfair Universal Credit Deductions

The Lloyds Bank Foundation have expressed concerns about the way the DWP (Department of Work and Pensions) recovers debts from claimants when they start claiming UC (Universal Credit)

The Foundation have issued a report earlier this month (May 2022) warning that automatic deductions recovered from UC payments are at the time of writing, leaving more than 2 million people already living in poverty, unable to afford basic necessities such as food, gas and electric. This therefore and drives them further into debt and poverty.  

The Foundation report discloses that 44% of all UC claimants have money automatically deducted, the amount averaging £78 a month being taken. It also notes that many Universal Credit claimants are also having much larger deductions taken from their monthly payments.

Amongst the deductions are the advance payments given to UC claimants given to them whilst waiting five weeks for their first payment.

To add to this millions of new UC claimants find that they are unknowingly forced to pay back supposed Tax Credit overpayments that had occurred years earlier which were caused by an official error and no fault of the claimants.  

The Lloyds Bank Foundation have therefore called for historic debts to be stopped and any advance payments changed from loans to grants and affordability checks to automatically be made before any deductions are taken from Universal Credit and other benefits.

It’s doubtful that the DWP will listen to any of the report or making changes based upon its recommendations in the future.

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Please read, share, tweet and email my blog posts, this helps to raise awareness of the unfairness of the DWP system.

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A huge thank you to everyone that reads, supports my blog and campaign and shares my articles. I couldn’t do this without you.

Poor People Can’t Cook Says Lee Anderson MP

Lee Anderson Tory MP for Ashfield claimed that households in Britain can make nutritious meals on a budget of about 30p a day. He made these crass remarks during the queens speech debate in parliament.

He went on to say that his constituency administer a so called “brilliant scheme” where members of the public needing food donations have to register to join and are forced to attend mandatory budget cookery courses along side receiving food parcels.

Anderson claims that the scheme shows them how to cook cheap and nutritious meals on a budget and they can learn how to make a meal for about 30p a day, and this is cooking from scratch.

Mr Anderson went on to say that there’s not a massive use for food banks in the Uk despite record numbers of people being forced to use food banks every day. They can no longer afford to buy food and are having to make this humiliating decision.

According to Anderson poor people come from families that have generations of people from families that cannot cook properly. He went on to say that “They can’t cook a meal from scratch. They cannot budget. The challenge is there.”

Ironically this is coming from Tory MP Lee Anderson that himself claimed £220,000 in expenses last year. Maybe he should attend budgeting classes.

Andersons comments are very telling, they highlight exactly how the Conservative party,MPs, councillors and members regard the working class, in particular people that are forced to take the distressing step to use food banks.

The truth is not being able to cook runs right through the class divide, people that live very comfortable lives don’t know how to cook properly also even though they’ve got the resources to do so. Should they be forced to attend mandatory cooking lessons as well?

Most people forced to live in poverty are very good at budgeting the very little money they receive, trying to prioritising their families need for food above their own. They know exactly how much their food costs and how to work within their budget.

The real problem lies within parliament, decisions have been made that have seen energy prices soar massively with food costs increasing dramatically resulting the cost of living being unattainable for many.

Benefit payments haven’t increased with inflation nor have wages leaving the public already starting at a loss before they even start trying to budget.

The truth is working class people are masters of budgeting, they know how to account for every penny and do prioritise their basic needs. Being able to cook however doesn’t lie with the ability to cook good meals it goes beyond that. As energy prices have increased its becoming exceedingly difficult to be able to afford the gas and electric needed to do so, a point that Mr Anderson fails to mention.

For this very reason thousands of people are forced to eat cold food such as sandwiches or having to make the decision as to if its cheaper to buy ready made food that isn’t necessarily healthy but it’s cheaper than the cost of cooking a meal.

Doing this exposes them to judgement from others and often abuse on social media, after all its easier to make a scapegoat out of poor people than it is to criticise a financially well off person.

The right wing press relish in shaming working class people rather than the policies that the government creates that are the cause of food bank use. It’s also easy for them to celebrate the opening of food banks, and laugh about it when, like Mr Anderson you don’t worry about the need for them.

In reality food bank donations are decreasing because many of the people donating can no longer afford to do so. I predict hundreds of much needed food banks being forced to close leaving the people needing them without the food that they desperately need. No amount of budgeting can change this.

Mr Anderson and his kind can take their prejudiced attitudes and fuck right off. The opening of food banks should never be celebrated its sick, crass and humiliating for the uk as a whole.

Please read, share, tweet and email my blog its extremely important that the truth of life under the Tory government gets out there. It raises awareness and we need this more than ever.

A huge thanks to everyone that likes, shares and supports my blog and campaign. I don’t receive any payment for the work that I do and every penny helps me to continue helping people and raising awareness.

EHRC Breaks Promise To Investigate DWP Role In Deaths



As reported by Benefits And Work the EHRC (Equality And Human Rights Commission) has broken its promise to investigate the role that the DWP (Department of Work And Pensions)have played in the deaths of vulnerable claimants. This has left the DWP not needing to answer any questions as to the role that they played in their deaths

Instead the EHRC are now asking the DWP to create new policies in relation to claimants with mental health issues and learning difficulties. This will replace the promised investigation.

This is despite promises made by the EHRC in 2019 that they would start an   investigation into the deaths of vulnerable claimants.

The EHRC used the pandemic as an excuse to not start the investigation.



The Commission has now declared that it  only intends to enter into a Section 23 agreement under the Equality Act 2006. This will oblige the DWP “to commit to an action plan to meet the needs of customers with mental health impairments and learning disabilities.”

Keep in mind that the DWP are a much larger organisation that receive more funding  than the EHRC. 
This will no doubt result in the DWP will dragging their heels in creating so called policies that will be nothing more than good intentions that probably won’t be actioned upon.

Whilst I don’t have any details as to why the EHRC have changed their minds I can say that at best they’re very niave putting far too much trust in the DWP to do the right thing.

The DWP has an appalling track record of discrimination against vulnerable claimants, ignoring their basic human rights and making life extremely hard for them.

Despite my disappointment with the EHRC’s decision I’m not surprised. The DWP will do anything to avoid any actions taken against them making promises that they’ve got no intention of keeping whilst doing the bare minimum to comply.

Once again thanks go to Benefits And Work for their hard work and inspiring this article.

A huge thanks to everyone that likes, shares, reads and supports both my blog and campaign.

I don’t receive any payment for the work that I do and it’s a struggle to say the least.

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Thank you!

DWP To Start Planned Legacy Claimants Migration To Universal Credit

With much celebration yesterday evening the DWP announced that their plans to start migrating people from all legacy benefits to Universal Credit (UC) with a commencement date being May 9th. Their target completion date being December 2024. This will leave approximately 900,000 of households worse off whilst claiming UC.

Not only will thousands of claimants previously claiming legacy benefits be hit with lower payments they’re set to also face a benefit freeze leaving them in a much worse financial situation they are already in. They will also be faced with the distress of being forced to accept this whilst struggling financially to cover the basics.

The DWP claim that legacy claimants will be sent a ‘migration notice’ with a three-month deadline to make a claim for UC. If they don’t accept the migration notice or don’t receive it as is often the case with letters from the DWP their benefits will stop. This will undoubtably leave thousands of already vulnerable people not receiving any help to do so with the majority of people claiming legacy payments being disabled and ill people already struggling with day to day costs.

The DWP are quoted saying that legacy claimants will receive transition payments to ensure their income does not drop, however how many times have we heard the DWP make statements like this and don’t fulfil their promises.

As a direct result of this migration previous legacy benefit claimants payments will be effectively frozen every April with no end date given. This is because their transitional payments will abrade each year as UC rises with inflation whilst waiting for it to match up with what they’re being paid.

This is very concerning especially because 500,000 claimants forced to migrate claim ESA and are disabled and ill, causing extreme distress and worse with predictions being that they will face being much worse off financially.

We already know that UC is a cruel, harsh system that deliberately punishes the most vulnerable leaving thousands in extreme poverty and distress. UC benefits the government alone giving them the perfect opportunity to punish working class people for simply existing.

Whilst the government and the DWP are rubbing their hands in glee we must continue to support each other and campaign against the governments cruelty, it’s the only way that we will survive this.

Combined with the energy price crisis and the ever increasing cost of living I have no doubt that thousand will die as a result of this forced migration.

God help us all.

EDIT: FROM PAULA PETERS. Also will add the UC regs for legacy benefit support group claimants are not in place yet and still being discussed the white paper on work and disability is important to Keep an eye on.

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Huge thanks to Dan Bloom over at The Mirror for being the inspiration for this piece and a Twitter follower rooneygmusic for sending me the info over last night.

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Another massive thank you goes out to everyone that has supported and does support my blog and campaign I really couldn’t do this without you.

Government Refusing To Release Universal Credit WCA Statistics

It’s another week and yet more questions as to why the government still haven’t released the Universal Credit WCA statistics. Their refusal to release these statistics can only lead me to believe that they’re trying to hide them most probably because the stats are pretty dire.

This isn’t unusual for the government and the DWP they’ve got a long track record of denial and refusal.

It appears that the Office for Statistics Regulation (OSR) aren’t impressed with their refusal to release these stats either so they’re demanding to know why the pass and fail rates for the WCA for universal credit are still secret, despite it being nine years after the benefit was introduced.


The question is becoming ever more important because approximately 1.7 million ESA claimants are due to be forcibly transferred to UC by the end of 2024 loosing their legacy benefits and the security that comes with this.

The question is this why have the figures for claimants that have been found to be capable of work or to have limited capability for work (LCW) or for work-related activity (LCWRA) been published for ESA since 2010 and not these important statistics?

What exactly are the government trying to hide?

Unsurprisingly the same figures have never been published for UC since the benefit was introduced.


IN 2017 the government promised that the UC WCA statistics would be available for viewing. Rather predictably they haven’t been provided and there is no indications that they ever will be.


The amazing team over at Disability News Service have been pursuing the DWP over its lack of transparency for some time and eventually resorted to having to approach the OSR for help.
As a result the OSR have now written to the DWP asking why the figures have not been published.

My bet is that they’ll ignore their request as well.


The main reason as to why these figures are so important is because Universal Credit claimants could be more likely to be assessed incorrectly and placed in the wrong LCW or LCWRA groups for UC. Therefore theres no guarantee that they’ll be placed in the same groups as they were when claiming ESA despite the fact that the tests are virtually identical.

More transparency and clarity needs to be urgently given regarding this issue especially as thousands of already vulnerable people will be quite rightly concerned when they are forcibly moved onto UC.

Universal Credit is a cruel heartless machine that targets the most vulnerable. These figures are needed to help and protect those that will be forced to claim it.

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A huge thank you to the gang over at Benefits And Work for publishing this information and keeping us informed.

Are you interested in joining a group of likeminded people for solidarity and maybe some campaigning? You can’t go wrong if you join Disabled People Against Cuts (DPAC). They have lots of local branches that you can join.

Head over to https:manchesterdpac.com I’ve been working and campaigning alongside them for many years.

Please read, share, tweet and email my blog, every share etc helps massively to raise awareness and to inform people what’s really happening to real people.

Huge thank you to everyone that has and does support my campaign and blog I couldn’t do this without your support and solidarity.

If you would like to donate and can afford to theres a donate button at the side and top of this blog post. I don’t receive any payment for the work that I do and it makes a massive difference and enables me to continue with both.

Thank you!

Energy And Cost Of Living Crisis. Basic Human Rights Being Ignored.

I’m still fucking angry, well to be honest that’s an understatement. I’ve been trying to get my head round how people are actually going to survive the constant barrage of energy costs and of course the ever increasing cost of living which is spiralling out of control.

Having food, shelter, warmth and water are a basic human right that is being blatantly ignored by the government. This despite the fact that these basic needs that are recognised worldwide.

Food shopping in supermarkets have become a thing of the past, swapping supermarket queues for food bank queues.

Heating has been replaced with wrapping up in a blanket or quilt with outside often being warmer than being indoors.

Disabled children and their parents reliant upon oxygen machines and pumps, needing a warm homes are forced to make the decision of having to cut down on their energy consumption even though it’s extremely dangerous to do so.

Thousands of disabled people are living in extreme poverty, unable to pay heating and food costs which will exacerbate their health conditions. Forced to live in mental distress because they can’t cover their basic needs.

Food-banks are quickly becoming over subscribed and now have waiting lists leaving many with nowhere to go.

People reliant upon public transport are becoming isolated because they can no longer afford to use it.leaving them unable to travel to the nearest town for appointments and to go food shopping for basic essentials.

Already vulnerable people are being forced to have to go without phone credit because they can no longer afford it. They know that if they don’t complete their job searches the DWP will sanction them.

Every day thousands of individuals and families are becoming homeless because they can no longer afford to pay their rent.

Children are hungry and cold their parents struggling financially to buy the basics for them, their parents in distress because they feel like they’ve failed their children.

The reality is for the working class they can never work enough hours to cover the ever rising costs that they are facing every day. The old Tory and DWP mantra ‘Work sets you free’ certainly doesn’t apply anymore, not like it ever did in the first place..

This leaves us with the dilemma, how can we change this? What can we do to stop it?

Truth be told it isn’t going to change overnight, we’ve got years of Tory rule approaching us and sadly I predict that things will undoubtably become worse.

There are however actions that we can do now that will make a difference towards the next general election results.

Use your vote in the upcoming local elections.

Vote labour if you have the option to or an alternative if that’s the only option. It isn’t about liking Starmer, after all we all have our own opinions about him. It’s about getting as many Tory councillors out of their comfy seats in local government. Doing this weakens their power base and ensures that less of them have a say in local government. This can only be a good thing.

Protest.

Some are of the opinion that protesting does nothing but that isn’t true at all. Protesting causes disruption and it raises awareness massively. It’s a tool that’s been proven to work time and again even if the results aren’t seen straight away.

This can be done in several ways.

Showing our disgust via demonstrations really does rattle them, especially when they take place near parliament. Maybe a weekend march won’t be seen to do anything but it does raise awareness and that can only be a good thing.

If you want to join a protest head over to http:https//thepeoplesassembly.org.uk

I’m aware that many people are unable to go out and protest, many being too exhausted, hungry and worn out to do so but there are alternatives.

Protest online.

Use social media as a platform to get your message out there. It’s a very powerful tool and it does make a difference. It now plays a huge part in raising awareness and it shouldn’t be underestimated.

Join a group like DPAC here athttps:manchesterdpac.com They do amazing effective work.

Talk to neighbours and friends.

Raising awareness this way is amazing, it raises awareness locally and maybe to people that aren’t on the internet.

Support your local food bank and community centre.

They’re often the heart of the community and once again this raises awareness.

With many long term Tory voters now changing their votes to Labour or their alternative it looks like the worm might finally be turning. Hopefully at the next general election they’ll be voted out of government.

It’s time to take action.

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Thank you to everyone that supports my blog and campaign, I really couldn’t do any of this without you. Your support enables me to continue campaigning and blogging.

I can’t thank you enough.

Please like, share and tweet this blog post. It raises a lot of awareness and it gets the message out there.

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Thank you

DWP Refuses To Release Secret Survey Information

Here we go again.

The amazing people over at Benefits And Work have made a simple request asking if they can see a copy of the original, unaltered survey on the unmet needs of disabled people. It’s not a big request, it’s a simple one.

Sadly their denial can only mean that the DWP are desperate to hide the survey results. This could be because it shows that the needs of disabled people are not being met. To be honest it’s no secret that disabled people are suffering immensely.

Whilst gloating about their denial to release the results the DWP have also refused to say whether they will publish a separate survey that they have commissioned which focuses on claimants’ financial situations and what support they may need.  

I can only surmise that the DWP know how important that this information is. Disabled claimants were struggling financially even before the current cost of living crisis began. I suspect that the survey results will be shockingly bad.

The cost of living crisis and the huge energy price hikes will massively increase a disabled persons outgoings, with the energy bill for a typical home set to rise £1,971 a year caused by the 54% rise in energy price cap. This already massive price increase is projected to increase even further in October, pushing thousands further into poverty.

Many disabled claimants don’t have the option of turning their heating and appliances off. Thousands need to keep their homes warmer because of health conditions or run medical equipment which will cause their energy costs to be higher than the average household.

To add salt into the wound council tax bills are increasing, water rates are rising and food bills are also inflating. This will leave many disabled people almost priced out of existence, with no way of being able to keep up with the ever increasing costs.

In an ideal world with a supportive DWP system which supported claimants they would want to release information about the inadequacy of the current social security system into the public domain. This would then help claimants and the DWP system to put pressure on politicians to increase the annual uplift and payments.They would also work alongside charities and experts to put pressure on the politicians that make the decisions.

Back to reality though, we all know that the DWP will always fight in every single way to prevent the truth of their cruel system to be revealed. They don’t care about claimants especially disabled claimants. Their priority will always be cutting costs and pushing harmful policies directed by the Conservative government.

Theres plenty of evidence to support this, people have and will continue to take their own lives as a result of unfair DWP decisions, and now with the cost of living crisis and energy price increases this isn’t going to end, and will probably worsen.

More pressure is needed to beput upon the government and the DWP is desperately needed, especially as we are facing the huge cost of living crisis that many will not survive.

Benefits And Work are challenging both refusals and will hopefully get the results that are needed.

As my friend Rick Burgess says ‘400,000 disabled people across England have been stripped of the right to free insulation, and almost 300,000 are being excluded from the warm home discount. Can you say Democide?’

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A huge thank you to Benefits And work for the inspiration for this article, they do amazing work.

Thanks to Rick Burgess for his quote over on Twitter.

Want to join a protest? Join The Peoples Assembly over at http://https//thepeoplesassembly.org.uk

Want to chat to likeminded people for solidarity and maybe some activism? Head over to https:manchesterdpac.com Theres lots that you can do there that doesn’t always mean attending a physical protest. Online support and campaigning is desperately needed.

Please read, share, tweet and email my blog. An online presence is needed and getting truth out there is vitally important.

I don’t receive any funding for the work that I do and like many of you are I’m struggling financially.

If you can afford it and would like to donate to keep both the blog and campaign going theres a donate button at the top and side of this blog post.

Huge thank you to everyone that reads, shares and supports both my blog and campaign. This last year has been truly awful for me and my family. My son dying really was truly awful and I wouldn’t have got through this without your support, I wouldn’t have got through it without you.