It has recently been revealed that the DWP (Department Of Work And Pension) has profited by almost £5 million in the last four years directly from fining unpaid carers £50 each when they’ve been found to have been overpaid.
This is as well as being in receipt of £400,000 in penalties which were paid by carers to avoid facing prosecution.
So it comes as no surprise that Carers that considered appealing against overpayments are then threatened with even higher bills if they do so.
Not a surprise to anyone that’s had any dealings with the DWP
In over half the overpayment cases the failure of the DWP to act when warned by an HRMC system that these carers were over the earnings limit. Basically the DWP made the choice to ignore the warning and let the overpayments increase to enable them to benefit financially.
However promises made by the DWP to MPs to rectify this five years ago were as usual an empty promise. They failed to do nothing except continue to enable carers to become in debt and threatened with fines if they appeal their cases.
There’s no limit to the level of underhanded tactics and deceit that the DWP will lower themselves to whilst trying to benefit financially from the suffering of others.
Carers should be respected and instead of fining them they should be given larger payments for the hard work that they do and not be targeted by the DWP especially given the fact that they save the government thousands of pounds, possibly millions each year.
We need to support or advocate for carers’ rights and raise awareness of the need for this.
As expected the Bank of England has raised interest rates again this time by 0.25 percentage points to 5.25 per cent hoping that slowing the pace of increases whilst persistently high inflation will begin to ease.
It’s reported that interest rates fell more than was expected in June whilst economists were expecting a quarter-point increase after central bank raised interest rates by half a point when they last met.
However despite inflation rates falling the cost of items and goods in the UK are continuing to rise faster compared to other economies like the Eurozone, Japan and the US.
Despite prime minister Sunak’s assurances that although he had previously promised that he would half inflation by the end of 2023 which obviously won’t be happening now. He also claims that ‘Britons can see the light at the end of the tunnel’ on LBC radio earlier this week. Predictably this bold claim doesn’t match real life experiences of the public who are experiencing ever increasing daily costs plunging many even further into poverty.
How do you know when a Tory (Conservative) politician is lying? They open their mouth.
The latest official data shows that consumer prices have risen 7.9 per cent in the year to June, down from 10.1 per cent at the start of the year.
When interviewed recently by the BBC Michael Saunders, a former Monetary Policy Committee member that now advises the consultancy organisation Oxford Economics, said the impact of higher interest rates on households had been “slower and smaller” than in the past because fixed-rate mortgages were more common, homeowners had larger savings and fewer had a property loan.
He added the economy would still face a “powerful delayed monetary tightening” as fixed-rate mortgages expired.
As the reality of fixed rate mortgages coming to an end only just starting to hit home owners, many of which are struggling to meet their mortgage payments, many will be forced to sell their properties and I predict thousands will in the near future become homeless.
Already the demand for homeless services far outstretches the amount of temporary accommodation that local councils and authorities can’t be met leaving them having to prioritise vulnerable people, many of which are offered unsuitable accommodation.
Of course Sunk has no idea how the decisions he makes impact the public and also their repercussions. Living a life of great privilege and luxury set apart from ‘normal’ people with not a care in the world.
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It appears that Sunak has been busy creating some extremely worrying new plans, rather predictably yet another so called crackdown on anti-social behaviour, promises to ban the sale of laughing gas and increasing fines for littering.
These plans also include a rather worrying proposal giving police extra powers to move on so called nuisance beggars with no details as to where the police are supposed to move them to and no plans to provide extra funding to give support needed for them once moved on.
I suspect he’s announced these plans to appeal to the ever dwindling Tory voters, after all theres nothing they like better than to attack people more unfortunate than themselves.
Hidden away amongst his list of proposals is an extremely worrying plan that would allow landlords to evict tenants with just two weeks notice if they are found to be disruptive to neighbours through noise, drug use or damage to property. This would automatically apply to all new private rental tenancies which are already becoming more restrictive than ever before.
Two weeks is a far too short amount of time for a tenant to find a new home, if this is indeed possible in todays climate with future private landlords requesting references from potential tenants and an extreme shortage of social housing.
Whilst I agree that no one should have to put up with neighbours that are behaving anti- socially, its extremely concerning that these tenants will suddenly find themselves homeless leaving them totally dependant upon their local authority to provide temporary accommodation.
Anyone that has either experienced homelessness can confidently tell you that getting temporary accommodation from a local authority can be nigh impossible. They’re often met with unfriendly and unsympathetic local authority employees which signpost people to local charities and organisations that are already working at maximum capacity which in turn puts extra strain on social housing.
These worrying proposals were first outlined last summer in a white paper published by the government. This new development proposes that as well as tenants that are found to be causing anti social behaviour, they could also potentially be evicted under the grounds that they might be regarded as being ‘capable’ of annoyance and disruption whilst not actually committing actual anti-social behaviour.
This is an extremely concerning development which is most likely to be published in the Renters Reform Bill, along with policies designed to protect tenants.
This Bill includes a renewed commitment to abolish Section 21 ‘no fault’ evictions as well as including a ban on landlords increasing rents more than once a year. However it’s not all good news. The private rented sector is heavily biased in favour of landlords, leaving these new proposals to be taken advantage of by landlords using these new proposals to evict tenants quickly and unfairly. After all how is a tenant going to prove that they don’t have the potential to be capable of committing anti social behaviour.
Unscrupulous landlords could use this loophole to evict their old tenant and then put the property up for rent again at an increased rent. Under these proposals theres actually nothing to stop them doing this.
Domestic violence cases are also often reported as anti-social behaviour in the rental sector and tenants with some disabilities or mental health problems could well display behaviours that neighbours or landlords find to be potentially capable of potentially displaying anti social behaviour.This in itself is very discriminatory.
To counteract these potentials the prime minister must make it so that courts are aware of the circumstances of the tenants facing the loss of their homes but will he?
Those evicted from private rentals or social housing due to so called nuisance behaviour are also likely to be classed as intentionally homeless by local authorities and are therefore unlikely to be offered help. However families with children are offered help but those without children and who are not classed as vulnerable will become street homeless.
At this present time there are 1.25 million people on waiting lists for social housing, many of them being children. These proposals of reducing the time tenants have to look for a new home and to challenge upcoming evictions is going to increase the pressure on social housing and massivley increase homelessness.
Polly Neate, chief executive of the housing charity Shelter, said of the developments: ‘Millions of private renters across the country currently live under fear of eviction, which can happen with only a few weeks’ notice and no reason given. It makes renting deeply unstable and turns lives upside down. The government has rightly committed to scrap these Section 21 ‘no fault’ evictions in the long-awaited Renters’ Reform Bill.
‘Once these evictions are finally scrapped, we can’t allow new loopholes for unfair evictions to open up. Private renters deserve genuine security in their homes. Without clear guidance and safeguards in place, there is a real risk that the new anti-social behaviour grounds for eviction could be abused by landlords’.
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According to statistics released today by CPAG (Child Poverty Action Group) 350,000 more children are in poverty in the U.K than last year.
This shows that 29% of all children in the UK are growing up below what is regarded as the breadline. In total that’s 4.2 million children in the UK, I’ll repeat this again 4.2 million children in the UK are growing up in poverty.
One of the main contributors to this sudden rise since 2022 is the stopping of the £20 universal credit uplift that happened half way through 2022.
At the same time £3.1 billion has been spent on Pupil Premiums and Early Years Entitlement for two-year olds that were introduced in 2008 has risen since 2021 from £2.5 billion to £2.7 billion a year whilst spending on the Early Years Entitlement for two year olds has fallen from £0.5 billion to £0.4 billion.
Forecasts of continued growth in child poverty mean that the current estimated £39.5bn annual cost will reach £40.4 billion in 2027 in today’s prices.
Commenting on today’s DWP’s child poverty statistics and CPAG’s own research on the economic costs of child poverty, Chief Executive of the charity Alison Garnham said:
“Children pay the highest possible price for poverty – they pay with their health, their well-being and their life chances. Our research shows the country also pays a heavy financial price.
Today’s DWP figures show that investing in social security is the way to remove children from poverty. Indeed, the Government did lift many kids from poverty with the £20 universal credit increase, but it plunged them back again with a subsequent cut.
In the face of today’s grim figures, and with another rise in inflation, it’s inexcusable for Ministers to sit on their hands. The Government must extend free school meals, remove the benefit cap and two-child limit and increase child benefit. The human cost for the children in today’s figures is incalculable. The economic fallout for all of us is vast. But if the political will is there, child poverty can be fixed.”
Meanwhile as the cost of living and energy price crisis continues to worsen even more children will be plunged into poverty leaving many to go hungry and at the same time foodbank donations are falling as the price of groceries increases leaving many having to close their doors to those in need.
It takes a truly evil and callous government to knowingly put the health and wellbeing of those most vulnerable at risk whilst they continue to profit from doing so.
The sooner this government has left office the better, to deliberatlty cause the suffering of 350,000 children and more is totally unforgivable.
Those responsible for making these decisions sleep well at night because they don’t care one bit and it’s pointless reaching out to them for sympathy.
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It was announced in yesterdays budget that the WCA (Work Capability Assessment) is likely to be abolished however details of conditionality agreements, sanctions and other conditionality details have nit been revealed yet.
Theres also been rumours of the introduction of automated sanctions possibly implemented by bots for UC (Universal Credit) claimants
With the abolition of the WCA the small protection from conditionality that exists for those who are placed in the support group has been removed but the question is how soon they can enact this and is it a done deal?
From my knowledge this can’t happen without it first being in the white paper which it already is but this then has to go through parliament as a bill and then become an act so none of this is a done deal and it’s uncertain that they’ll have time to do this before a future general election.
If all of the above is successful and the WCA is abolished there are no details as to how the DWP will make decisions upon who will qualify for extra payments because they’re unable to return to work because of illness and disability.
Theres also the question of will the LCWRA (Universal Credit Work Related Activity) continue to stay or will they remove this as well in the future?
Theres also no details given as to who or what will decide if you should be subject to sanctions if you can’t look for work because your condition prevents you from looking for work and attend meetings.
As well as abolishing the WCA, the DWP (Department of Work and Pensions) is allegedly already planning to ‘strengthen’ UC sanctions, with rumours of using possible Bots and specially trained staff to do so. These measures could automate the issuing of sanctions notices.
If these rumours are correct, this could mean that sanctions which are already at a record level high could well increase even more when DWP bots possibly send out sanction notices. Sanction notices are notorious for arriving late leaving the claimant with no idea why they haven’t received their payments.
Not to forget that bots aren’t programmed to ask for and look for reasons as to why a claimant has allegedly missed an appointment and they certainly don’t take into account a persons ability to attend meetings.
Whilst any changes to the WCA are very likely to take years to introduce and there is time to challenge these decisions, changes to sanctions could well be introduced rapidly and without warning.
Another question that needs answering is will these changes apply to existing claims? If so this will most likely take a long time to transition. So don’t panic nothing is going to suddenly change if you are currently in support group / LCWRA.
So when will these changes happen?
They will be rolled out geographically for new claims first from 2026/27 to 2029. Only then would existing claimants begin to be affected. There will be some transitional protection for claimants who have LCWRA but do not get any element of PIP.
The degree of change in our proposals will require primary legislation, which we would aim to take forward in a new Parliament when parliamentary time allows. These reforms would then be rolled out, to new claims only, on a staged, geographical basis from no earlier than 2026/27
Below is a government link to their proposals in their white paper.
I’ve tried to be concise and to word things simply, I don’t want anyone to panic and think that these changes are going to happen soon because they aren’t and theres time to oppose these proposals and protest against them.
Regarding Universal Credit claimants they’re most likely to bear the brunt of this much sooner and we still need to continue to support them and campaign against the extremely harsh treatment being thrown at them.
It’s no surprise that the government has yet again chosen to target the most vulnerable and I can see no end to their cruelty. We need to support each other in these cruelest of times.
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According to Tom Pursglove DWP Minister For Disabled People, 42,000 claimants lost their PIP Personal Independence Payments) awards in 2021 because they allegedly failed to return their AR1 PIP review forms.
This has caused an astonishing unexplained increase of almost 300% in just two years.
Theres a strong probability that many of the claimants that have been disallowed their payments have indeed returned them in time and the inept and archaic DWP system could be either losing them or taking far too long to record that they have been received.
Not to forget that some claimants may have failed to return the review form because the distress that completing these forms can cause triggering physical or mental health conditions.
As I reported a couple of weeks ago the tragic death of Laura Winham who’s disability benefit was stopped without any welfare checks by the DWP and other organisations after she failed to return her PIP claim form after being told that she needed to transfer from DLA to PIP.
Please note that all agencies involved were aware that she had a severe mental illness and needed support to do so.
According to Pursglove, claimants with serious mental health or cognitive conditions or who are vulnerable in other ways should have their files ‘watermarked’ to show they need additional support. Clearly this isn’t happening in all cases.
According to DWP policy claimants such as these should not have their PIP stopped because of a failure to return a form.
Are the DWP ignoring their own policies and procedures?Unsurprisingly this appears to be the case doesn’t it.
It has been reported that in February 2023 a high court found that the DWP (Department of Work and Pensions) guilty of lying to a claimant concerning their legal rights and also guilty of keeping vital legal guidance secret in order to recover an overpayment of £8,000 from a claimant.
This overpayment was also found to be a result of mistakes made by the DWP leaving the claimant not at fault.
This resulted in the court preventing the DWP from taking the overpayment back from the mother of two disabled children. In doing so it has been revealed that possibly thousands more claimants may have been lied to in the same manner.
The claimant had made her appeal on the grounds that the DWP had kept secret its detailed policy which advises that in this situation overpayments should be waived.
Upon hearing this the judge in this case found that this secrecy was unlawful.
It was revealed that the DWP repeatedly lied to the claimant by telling her that she had no right to ask them to consider waiving the debt of which the judge found this to be ‘manifestly unlawful’.
Evidence showed in the trial also revealed that in the year to March 2021 a total of 337,000 universal credit claimants were asked to repay overpayments that were caused by errors made by the DWP.
The total value of those overpayments was £228 million.
Unsurprisingly the DWP claimed that only 47 claimants asked for their overpayments to be waived in the whole of 2020 and just 7 of those requests were granted.
The judge saying that “If the claimant’s experience of twice having her request for waiver rebuffed without consideration is not unique to her, the number of requests in fact made may exceed the number recorded ”
The truth is that thousands of claimants might have requested a waiver and been ignored or even denied by the DWP.
At the same time thousands more might not have been aware that they even had the right to ask for one.
This case shows that the DWP continues to harass and financially withdraw monies from extremely vulnerable people brazenly most likely not expecting to be challenged.
It also has to be acknowledged that the claimant in this case was extremely brave for taking the DWP to court. It’s a very difficult thing to do and her doing so has possibly helped thousands of other claimants in similar situations.
Oh, what a tangled web we weave when first we practise to deceive.
A huge thank you to everyone that reads, likes and shares my blog posts. It’s vitally important especially that in times like these we continue to raise awareness of what life is like for the poorest and most vulnerable in the UK.
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In May 2021 the body of Laura Winham was discovered after her family had visited her to inform her about the death of her father. They discovered her body after looking through her letterbox because there was no answer.
The police were called and found her mummified and skeletal body when they forced entry into her flat. They also discovered unopened bills from creditors and markings made on her calendar which stopped in November 2017.
One of her last notes read “I need help”.
Laura Winham had schizophrenia and had previously been sectioned under the Mental Health Act and as a result of her condition her family were no longer able to have contact with her as she believed that they were trying to harm her.
However the DWP (Department of Work and Pensions) failed to make any checks on Laura before they cut off her payments. She subsequently died and was left undiscovered in her flat for more than three years, a pre-inquest hearing has been told.
The DWP contacted Laura in 2016 to inform her that her benefits was being transferred and therefore she had to apply for PIP or her DLA (Disability Living Payments) would cease.
Laura failed to respond to the DWP and after after several written reminders had been sent her DLA was stopped. No wellness check was made or any attempt to enquire about her situation was made despite Laura having a recorded severe mental illness. Nor did they check on her ability to take part in the transfer process either.
It is noted that although the DWP were far from the only agency that had let Laura down they are a very large and well resourced agency. They can make no excuse for stopping a very vulnerable claimants. money because they were unable and possibly unwilling to safely manage a simple transfer process.
Laura’s inquest is being held in April, please keep her and others in your thoughts.
You’d have thought that the DWP would have learnt how to deal with situations like this from previous incidents but they very clearly haven’t. Maybe it’s best to ignore their usual press statement which is usually ‘Lessons will be learnt’.
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Deductions from benefit payments is causing financial hardship pushing people into poverty and resulting in food bank reliance and inability to pay for everyday living costs.
A survey conducted by the Trussell Trust reveals that nearly half of those being referred to its food banks are experiencing deductions being taken from their benefit payments despite the government saying that they’ve twice cut the amount that can be deducted.
The government states “We recognise people are struggling with rising prices which why we are protecting millions of the most vulnerable families with at least £1,200 of support.” Whilst at the same time failing to address the reality that being repayment amounts are still too high proving that the ‘support’ being offered by the government being not nearly enough.
Once again making statements that portray themselves as the next saviour, whilst at the same time pushing policies and failing to address already existing policies that cause hardship.
The survey goes on to reveal that almost half of respondents reported deductions from their benefits to recover overpayments, sanctions or arrears, with the amounts already deducted from monthly payments before they arrived in the recipient’s account.
To put it in layman’s terms very few people manage to receive their full payment allowances and are drastically reduced before reaching them.
Meanwhile MPs on the parliamentary Work and Pensions Select Committee have said this practice needed to be paused during the cost of living crisis, as it was during the pandemic.
Thousands were already struggling to put food on the table each day before the cost of living crisis which has undoubtably made their situations much worse.
This is worsened by having to repay the advance payment loan whilst waiting for a universal credit claim to be processed. This debt on its own can cripple a person financially. Many would agree that the advance payments shouldn’t come in the form of loan to be repaid.
In July, the Work and Pensions Committee of MPs said the repayments, taken from more than 2 million claimants, were pushing the most vulnerable into destitution.
Sir Stephen Timms, Labour MP for East Ham and committee chair, said: “We think the problems are sufficiently acute now that they should be suspended again, it’s clearly not working.
“There was a university research report which made the point that the social security system is acting not so much as a safety net but more as a debt collector at the moment.”
In a statement, a Department for Work and Pensions (DWP) spokesperson said: “We have reduced the maximum amount that can be deducted from a Universal Credit award twice in recent years.
“We’ve also doubled the time period over which they can be repaid and claimants can contact DWP to discuss deductions if they are experiencing financial hardship.”
In conclusion the cost of living crisis and resulting job losses has left many reliant upon credit card borrowing which has reached it’s highest level in 18 years. Combined with benefit loan deductions has created a tsunami of debt and poverty which will undoubtably put pressure upon already struggling food banks and organisations.
Not forgetting that this will also cause irreparable damage to the economy resulting in increased inflation levels and an increase in the everyday cost of living.
I’d like to wish all readers and subscribers a happy new year and I hope you enjoyed the festive period in whatever way you chose to. Here’s to another year of campaigning and blogging, love and solidarity to you all.
Please read, share, tweet and email my blog posts, this makes an enormous difference and raises awareness dramatically. Thanks to everyone that does this for me it’s really appreciated!
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Campaigners have recently called for a ban on pre-payment energy meter (PPM) installations through court warrants. This is spurred by concerns that energy companies are using them to disconnect vulnerable customers especially during the cost of living crisis.
According to the energy companies licence conditions they are meant to protect vulnerable people from having their energy disconnected over the winter period. However the organisation End Fuel Poverty Coalition have reported that transferring households on to expensive PPMs is resulting in people already in debt to effectively self disconnect their energy because they can’t afford to top up their meters.
Its also concerning that energy companies are using PPMs frequently as a method of revenue protection for themselves.
The End Fuel Poverty Coalition have also revealed that some magistrates courts are possibly awarding warrants to install pre payment meters after revealing that freedom of information requests shows that 187,000 applications for warrants were made in the first six months of 2022. This therefore makes it unlikely they were approved on a case by-case ratio.
Reports have also suggested that energy firms are also switching customers smart meters from credit to pre-payment mode remotely without assessing the customers ability to pay for this. This is a complete failure to legally follow essential due process which includes assessing for vulnerabilities that show that it’s safe to install a PPM.
The report and figures from Ofgem reveal that approximately 152,000 households that have smart meters were switched remotely to more expensive PPM plans that also incorporate their debt by their energy supplier in 2021. During the past three months 60,000 households switched without following due process in the past three months.
The coalition calls upon the Government and Ofgem to place a ban on switching customers to a PPM with a warrant and also a ban switching smart meters to PPM mode without anyactive, informed, consumer consent.
Simon Francis, co-ordinator of the End Fuel Poverty Coalition is quoted as saying “Self-disconnection is as dangerous as disconnection by any other means, and energy firms need to be alert to the pain they are causing consumers by switching them to pre-payment meters without their active and informed consent.
“If people don’t keep their homes warm, they are at risk from the severe health complications of living in a cold, damp home, and those who are elderly, disabled or have pre-existing medical conditions are especially vulnerable this winter.”
Ruth London, of Fuel Poverty Action also went on to say “Imposition of a pre-payment meter is disconnection by the back door. When you can’t top up the meter everything clicks off, regardless of whether you are old, ill, or have a newborn baby.
“Now smart meters are being used to cut people off supply by imposing pre-payment remotely. We were all encouraged to get smart meters and told they would help us save money. Some people always suspected they would be used for illegal disconnections. They have been proved right.
Please like, share, tweet and email this report. It’s essential that we continue to raise awareness of these very important issues that are for many of us a reality. You’d be surprised about how many people aren’t aware that this is happening to us.
I don’t receive any payment for any of the work that I do and to say it’s a struggle is a massive understatement. Like you as Christmas is looming in the near future the worry of getting through the festive period becomes even larger.
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The poor side of life 