Category: New Charter Housing

Kwartengs Mini Budget Declares Class War Upon The Poorest

The news of todays mini budget and the latest increase in interest rates has left me feeling rather anxious for the well-being of the lesser well off, disabled and elderly.

Introduction

Household budgets for the poorest are already stretched to the point of breaking by the ever increasing cost of living and as usual the poorest are paying the highest cost as a result.

Please note, I’m not just writing about working people as most journalists reporting on this appear to be doing. I’m including everyone that is unable to work for whatever reason that may be albeit disability or commitments and so on.

Everyone matters not just the few.

Bank of England increases interest rates.

Today the Bank of England has increased UK base rates by 0.5% points from 1.75% to 2.25% making it the highest that it’s been since 2008. The effect of this will be felt by everyone that are already struggling financially.

At the same time the government has announced that they’ve removed the cap for bankers bonuses therefore enabling the rich to get richer and the poor to get poorer.

It’s incredulous that despite the amount of proven evidence, the Bank of England is still refusing to believe that those making obscene profits need to be dealt with to bring down inflation.

Those making such profits can very easily afford to do so, but instead the burden of inflation is being put upon the shoulders of those that are already struggling to cope financially.

The Bank of England not only has a duty to sustain and build an economy but this needs to be a priority.

It’s essential to the well-being of the UK to have a healthy economy, an economy that financial investors, businesses and organisations from around the world want to invest in. This is common sense, it keeps things going. Without this it stops, everything stops, leaving the UK a bad place to invest in which is what we are seeing at the moment.

Brand UK is rendered completely toxic leaving it the economic pariah of the western world.

Tackling Increasing Costs.

So far this year an excess of £15 billion in profits has been made by the energy sector alone. This profiteering off the backs of the poorest and most vulnerable needs to stop now. Instead the profits should be used to bring energy prices down and adequate financial help given to everyone struggling with these costs.

For example, back in June Rishi Sunak announced that households on Universal Credit will be given £1,200 a year extra to cover the increasing fuel bills and increasing cost of living. Whilst he failed to tell the public that he’d already stripped £1,000 a year away from them.

Benefits increased for some by 3.1% but at the same time inflation had already risen by 10% so this was of no real benefit for those in desperate need. It’s the same old Tory tactic of giving in one hand whilst taking with the other at the same time.

Sunack might have fooled some and I bet he felt very pleased about this, however it hasn’t been ignored by financial campaigners, the public and opposition MPs and politicians.

Fuel Bills

The government announced that there will be freeze in the cost of energy bills, trying to paint themselves as the good Samaritans, that they’re doing their best to help the public.

They deliberately omitted to announce that the average person will become £1,450 a year worse off unable to keep up with the increased costs. This will come as a shock when people see the reality that instead of a freeze or rollback they will be faced with a 25% rise in energy costs in October.

At the same time the help so far offered by the government won’t even come close or anywhere near to help tackle this, it’s an insult. The low paid will get £550 in financial help from the government, despite facing a £1,300 rise in fuel bills and increasing cost of living expenses.

Disabled people will suffer the most and yet the help offered to them is of no consequence and won’t make a difference.

Children, adults, disabled people and the elderly will be faced with spending the winter unable to heat their homes and feed themselves. This will undoubtably result in illness and even death, thus increasing the burden upon our NHS.

Stamp Duty

Whilst lower paid workers struggle to buy a house and pay their mortgages the government announced today that they’re getting rid of stamp duty on homes worth £250,000 and more. This will have no benefit whatsoever for the public except the rich.

Wealth doesn’t trickle down, it stays at the top leaving only the wealthiest to profit.

Mortgages

Fixed rate mortgages will remain the same until the fixed rate changes.

Variable mortgages will increase by £25 per month per £100,000 of the mortgage.

These changes will be implemented in the near future.

Kwartengs mini budget is a budget created for only the top 1% of this county, it’s cruel beyond belief and it’s abhorrent that they’re implementing this at the time of a national cost of living crisis.

The UK is broken, toxic to most of the western world.

The poorest are getting poorer, poverty levels are increasing at astonishing levels, charities and organisations left to pick up the pieces whilst at the same time struggling to survive.

This is a direct announcement of class war at a scale that hasn’t been seen before in modern times.

Instead of blaming the poorest, all blame needs to be directed at the government. It’s essential that we all join together working and not working and declare that enough is enough.

The UK is broken and we need to get it back.

Photo by Markus Spiske on Pexels.com

Thanks Mike for being the inspiration for this blog post x.

Many thanks to everyone that reads and shares my blog posts, every share makes a massive difference!

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Thank you!

Rule Changes For Working Universal Credit Claimants To Start Next Week

***Mention Of Suicide***

As from next week the DWP are set to make changes for working Universal Credit claimants These rules if applicable could well see already working claimants being forced to undergo more job searching commitments and to look for a better paid job.

From the 26th September 2022 onwards there will be an increase in the Administration Earnings Threshold (AET). This threshold ultimately decides which work search group people that claim Universal Credit are placed in. This then results in decisions being made as to how many hours they are required to look for work whilst already working. This also applies to job seekers not working but placed in the intensive work search group.

It is estimated that around 114,000 people will be moved from the ‘light touch’ work search group to the ‘intensive work search’ group. From September 26, the earnings rate is being increased from £355 to £494 per month and from £567 to £782 per month for joint claimants

If their working income total is above these rates the DWP (Department of Work and Pensions) will move working claimants into the ‘light touch’ work search group.

If a claimants working income total falls below these thresholds, they will be placed into the ‘intensive work search’ group. Whilst in the intensive work group they will undoubtably be put under more pressure to find more work and ask for more hours, if they don’t do as is asked of them this can result in their Universal Credit payments being sanctioned.

Each person that is moved into the intensive work group will then be informed about the amount of hours they will be expected to search for more work and they will also be asked to show evidence of their job searching and what is expected of them

Then Work and Pensions Secretary Thérèse Coffey said the new approach will “help claimants get quickly back into the world of work while helping ensure employers get the people they and the economy needs”.

Unbelievably Coffey makes the above statement ignoring the fact that these working Universal credit recipients are already working extremely hard, often with more than one job. They don’t need introducing to the ‘world of work’ they’re already aware, they’re in it.

Coffey went on to say “Helping people get any job now, means they can get a better job and progress into a career. Way to Work is a step change in our offer to claimants and employers, making sure our Jobcentre network and excellent work coaches can deliver opportunities, jobs and prosperity to all areas of the country.”

Her statement proves that she has absolutely no idea of what the ‘world of work’ is really like. Employees can’t ask for more hours and receive them easily like she says.

Most low paid work is now part time, full time work is very hard to find. This inevitably results in people forced to work two or even three jobs to get more hours to reach the targets expected by the DWP. Coffey also omits to say that many employers also can’t afford to increase wages and employees work hours.

Universal Credit claimants are paid poverty wages hence why they have to apply for Universal Credit to top their wages up in the first place, they do essential jobs that the rich wouldn’t do and are often overlooked. Most are already working the maximum amount of hours that they already can work and to expect them to find more work immediately is completely unreasonable and is unrealistic.

Universal Credit recipients can’t drop prior commitments whenever the DWP requests them to find more work, it’s an impossibility for them to do so. Commitments are largely based around care for children or a loved one and the physical ability to be able to work, they’re already doing as much as they can physically do for very little, if any financial reward.

Whilst typing this I’m reminded of a conversation that I had a few years ago with a man that was told to search for more work and to commit to the job search rules. He was working difficult shifts, both night and day shifts and was exhausted.

Sadly he fell asleep whilst sat looking for work on his computer and his work coach sanctioned him for being a hour short of his job search commitments. This resulted in him loosing everything and eventually his life.

I don’t need to tell you that this shouldn’t be happening. I fear that this is yet another tactic employed by the government to unfairly push people away from claiming social security, to punish them for being poor. After all they don’t have any regard for their wellbeing this has been proven time and time again.

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Every penny makes a massive difference. Thank you!

DWP Refusing To Follow Recommendations During Cost Of Living Crisis

Under the cover of Queen Elizabeths death the DWP (Department of work and Pensions) have been busy inflicting cruelty upon claimants. They never miss a chance to show their hatred of social security recipients, especially when they think it’ll be overlooked.

Once again the government and the DWP have refused to listen to and consider any recommendations that would help claimants financially during the cost of living crisis. Apparently even ignoring the fact that the said recommendations were made by the Commons Work and Pensions Committee.


Details included in the recommendations made by MPs are that there be a pause in the way that the DWP take deductions from social security payments, for example when a claimant owes the DWP money for loans or overpayments and suchlike.

As reported by Benefits and Work the DWP’s excuse for ignoring this request is that it is apparently ‘not in the claimant’s best interest’ to do so, stating that if the debt recovery system would be to reintroduced after next April’s benefits uprating, claimants ‘may feel no better off as a result’.

The mind boggles, they aren’t even trying to come up with half decent excuses are they.


The truth is that it’s in the DWPs best interest to make claimants repay debts at a time that they cannot reasonably afford to do so, and it comes as no surprise that they will refuse to do do until their social security have been increased thus resulting in claimants no better off financially.

Debt repayments either made by the DWP or other organisations are unfair. They take monies away from claimants payments leaving them unable to pay for even the most basic things. The repayment rates are decided with absolutely no communication with the claimant, even if they appeal the repayment amount they are likely to be ignored.

The cruelty of this decision cannot be ignored. At a time when thousands of claimants working and not working are dependant upon food banks and unable to pay the cost of heating their homes, it is vital that this help is given now.

Thousands of claimants are facing a long, cold winter which will undoubtably result in illness or even death and still the government are refusing to acknowledge their suffering, after all it won’t affect them so it simply doesn’t matter.



With Liz Truss at the helm of the government we are facing a more extreme right wing government that seeks to punish claimants even more than they do already. It’s a scary thought and one we can’t ignore.

Photo by Nicola Barts on Pexels.com

My apologies for the lack of blog update last week. with the news of Queen Elizabeths death it would have got buried underneath all of the other news leaving it likely to be ignored.

Thanks to Benefits and Work for bringing this to my attention. Keep up the good work!

A huge thank you to everyone that reads, shares my blog updates, and also everyone that has helped me to keep this blog and campaign going. I don’t receive any payments for any of the work that I do and to say it’s a massive struggle is an understatement.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.

Good Law Project To Sue Ofgem

I’m a bit late publishing this my apologies.

I wish the Good Law Project every success. Ofgem have acted terribly and have failed in their duty to protect the consumer and to file important reports that should have been submitted before their announcement last week.