Tag: council tax

Energy Price Increases- How Are Pre-Payment Customers Going To Pay?

Annual energy bills are predicted to increase more £4,200 from January 2023. This will undoubtably cause extreme hardship on an enormous scale.

So far without a fully functioning government, Johnson, his ministers and prospective prime minister candidates are refusing to meet to discuss and implement a strategy and further government financial without government intervention.

No further government assistance offered.

Instead of meeting to discuss further plans and financial help conservative ministers are on holiday blissful in their knowledge that without intervention their actions will cause unseen suffering and worse.

Further price increases.

The consultancy Cornwall Insight have already predicted that energy price caps are expected to reach £4,266 a year for the first three months of 2023.

They also predict that energy bills could rise to £4,426 in April before eventually easing.

Also predicted a week ago by the consultancy the energy price cap was expected to rise to £3,600 a year from January 2023.

It is now predicted that the energy cap will increase to £3,582 from October, an increase of £200 on its last forecast. It expects bills to begin easing next summer, to £3,810 in the third quarter and then £3,781 in the final three months of next year.

Compared to the price cap in October 2021 which was£1,400 a year, these price increases are obscene and totally avoidable.

People can’t afford to pay.

The reality is that there are already thousands of people that were already unable to meet every day household expenses, many of which are living in substandard housing, are homeless and living in temporary accommodation or renting a room or property at already extortionate prices.

There’s absolutely no way that anyone living in this situation will be able to cut costs anywhere to be able to pay for energy on top of food costs.

Whilst the idea of the don’t pay campaigns that have been created is on paper a good idea in real life it’s more complicated than that.

The problem with pre-payment meters.

Most people forced to live on extremely low incomes are already tied into pre-payment meters provided by the energy companies.

As well as having to automatically pay a daily standing charge they don’t have the option not to pay or to default on payments.

To put it simply if they don’t pay their energy supplies are cut off leaving them unable to heat and light their homes and to have any quality of life at all.

For those that pay their bills by direct debit, defaulting on their payments could affect their credit rating even if they pay a reduced amount.

Energy companies could also class them as bad payers and this could result in obtaining credit extremely hard.

It’s going to be a cold winter.

What on earth are people reliant upon pre payment meters going to do? They can’t magic money out of nowhere like the government does when they want to give tax breaks to their pals.

Their only option will be to use coats, bedding and just about anything they can find to keep warm whilst putting their health at risk.

Not forgetting that most people claiming social security will already be receiving a reduced amount due to various debts being garnished from their payments and benefit sanctions.

The poorest cannot be ignored anymore.

Alongside other campaigns the plight of the poorest and most vulnerable needs to be prioritized and help needs to be offered to everyone that require assistance.

Warm banks aren’t the answer nor is finding a warm spot to sit all day. It’s totally unrealistic to believe that this is the answer. At the very best they’re a sticking plaster that keeps falling off.

Government payments.

Everyone dependent on a low income is already well aware that the payments promised by the government offer little help when compared to the actual increase in energy and cost of living increases.

For these payments to realistically help they now need to increase dramatically for it to even start to chip away at the damage caused by the ever increasing energy costs.

The poorest are already suffering.

Food Banks are already experiencing a downturn in donations, some of them having no food and unable to offer any help to people dependant upon them.

There is also an ever increasing amount of people unable to afford to travel to food banks. For various reasons including and exceeding disability, illness and public transport costs they’re unable to collect desperately needed food. At the same time charities and organisations are unable to offer any kind of delivery service.

Their plight will be ignored

I suspect that the plight of the poorest will be ignored by those in power. After all their more concerned with punishing the poor than helping everyone that needs their assistance and correcting their mistakes.

The UK is a broken country, a ticking time bomb ready to explode. The only thing we do know is that the government won’t be there to pick up the pieces.

They don’t care they never have.

We must continue to press the government to reduce the obscene energy increases.

Instead of settling for ideas such as warm banks we need to make our voices heard.

It’s totally unacceptable that people are going to be forced into such extreme poverty that many may not survive the cold, harsh winter.

It really doesn’t have to be this way.

Please share my blog it really helps to raise awareness and shows solidarity to those suffering at the hands of this cruel government.

I receive no payment for any of the work that I do and for my campaign.

If you can afford to and would like to donate to keep both going there’s a donation link at the top and side of this blog post.

Every penny helps me to continue with both.

A huge thank you to everyone that has and does support my campaign and blog. I really appreciate it and I couldn’t do it without you.

Claimants Forced To Migrate To Universal Credit Early Will Face Financial Loss

MPs have recently accused the DWP (Department of Work and Pensions) of creating ‘two classes of Universal Credit (UC) claimants.

The accusations were made as a result of uncovering the fact that claimants who are forced to migrate to UC early will face financial loss, compared to those who make the decision to move over to UC later rather than being forced to migrate.

This financial hit will happen as a result of next April’s annual uprating.

ESA claimants who choose to migrate after the uprating will keep what is estimated to be around a 9% increase in their benefits.  

Claimants who are forced to migrate before April will have any uprating payments deducted from their transitional protection. This will leave them in a much worse financial situation than claimants who migrate later.

Upon questioning, Therese Coffey DWP secretary of state was asked if she would accept that this decision would lead to inequality, Coffey dismissed the accusation saying “I am not anticipating we will have lots of managed migration by April.”

To put it bluntly she doesn’t care if a few thousand claimants are going to suffer financially and nor will she rectify it either.

As usual Therese Coffey cares only about herself and not the vulnerable people that she claims to care for. This proves once again that UC very rarely improves a claimants financial situation, but instead causes distress and harm.

Source Benefits And Work

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Thank you!

First Cost Of Living Payments To Be Paid From 14th July


The DWP have recently announced that the first cost of living payment will be paid in July 2022.

This will be the first payment of £326 will be paid automatically from the 14th July 2022.

Please note that this will be paid from the 14th July and I expect that they’ll probably make these payments in batches.

Don’t worry if you don’t receive your payment on the 14th July because it will be sent to you.

The second instalment of £324 will be paid in the Autumn, bringing the total to £650 for eligible claimants.

As of publishing this the government has no plans to expand these payments in the cold winter months.

Photo by Ahsanjaya on Pexels.com

Please read, share and tweet. Every share raises awareness massively and is essential especially in tough times such as now.

I don’t receive any payment for any of the work that I do. To say it’s a struggle is a massive understatement.

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A huge thank you to everyone that has supported my blog and campaign in the past. I really couldn’t have got through the past two years without you.

Council Tax Arrears Rise Dramatically

A recent report undertaken by Money Advice has uncovered that Council Tax arrears are rising dramatically and are expected to grow exponentially.

As detailed inthe report the total amount of arrears owing now stands at over £4.9 billion, this is an increase of £521 million (12%) on last year (2021).



With the ever increasing cost of living costs and energy bills it comes as no surprise that many are struggling to pay council tax.This has been happening for years and it shows no sign of improving.

The analysis conducted by Money Advice suggests that the problem is worsening showing that in the past 5 years the average CouncilTax bill in England has risen by 24%. At the same time arrears have risen profoundly by 74% over the same time period

This leaves an ever increasing amount of households that are struggling to afford their bills and everyday costs therefore falling deeper into arrears unable to meet the payments.

The truth is that the current system of collecting council tax isn’t working, it often costs local authorities more to implement than they actually are able to collect. Households are already struggling to pay and local councils are trying to cope with the deficit of payments whilst trying to keep essential services going as many rely upon council tax payments to provide such services.

The rules that govern council tax collection are approximately 30 years old and are no longer working for today’s financial climate. The whole council tax system needs to be changed for it to work fairly both for households and local authorities.

Money Advice suggests that the Government needs to urgently take a duel approach both for households and councils.

They suggest that:

The government increases and ring-fence funding for Council Tax Support to stop people falling behind enabling more people to get help paying.

Change and reform collection rules so that households are treated fairly and not met with intimidating behaviour from bailiff sent out to collect arrears. This creates distress and doesn’t actually work to help people pay, instead it increases debt due to having to pay bailiff costs as well.

In an ideal world there would be new, fair system created that is affordable and doesn’t cause increasing poverty and spiralling into further debt.

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You can find a full copy of the report here at https://t.co/WT2vQSzLhA

Please read and share this raises awareness and is vitally important.

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I work hard and I don’t receive any payments at all leaving me struggling for everyday costs and basics. Every penny makes such a huge difference and also helps to me to continue with my work.